Version 2 accepts Aadhaar as an input alongside PAN for credit report pulls. This extends your credit check coverage to underbanked customers who may not have a PAN card — expanding your addressable market for lending and financial products.

For Developers

• Aadhaar now accepted as input in addition to PAN

• Single id_number field accepts either identifier — no structural changes

• Aadhaar-based lookups follow regulatory guidelines